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19/03/2020 Banking Innovation

About

“Linkle Tahsilat” is a digital collection method which offers a new experience for merchants and facilitates payments by payment links which are created within mobile application and shared across various communication channels such as e-mail, SMS, etc.

Innovation presentation

“Maximum İşyerim” application enables merchants to accept payments with the “Linkle Tahsilat” (Collections with Link) feature whereby producing a payment link for each transaction. “Linkle Tahsilat” is a collection solution which aims to fix the pain points of the SMEs, commercial and corporate customers. “Linkle Tahsilat” lets merchants accept payment through payment link, without requiring POS machine or website. The merchants who need to get paid can easily generate a payment link within the “Maximum İşyerim” application and share the link with their customers via e-mail, SMS, social media or other platforms, thereby receive instant payment in the currency they choose. The link leads to a secure payment page where buyers can easily enter their payment information and this easy digital payment method brings convenience for B2B deals as well as B2C transactions. Merchants using “Linkle Tahsilat” can also receive payments with 9 different card schemes including Visa, MasterCard, Amex, MIR, UnionPay, JCB, Discover, Diners Club and Alternative Payments Methods including Alipay, Sofort, iDEAL, EPS, giropay, Bancontact. “Linkle Tahsilat” is a totally digital collection solution which offers a new payment experience for both sellers and buyers.

Uniqueness of the project

The factors that differentiate “Linkle Tahsilat” feature among other methods:

• “Linkle Tahsilat” feature offers a digital collection experience which lets merchants accept payment without requiring POS machine or website. It is a pioneer collection solution in Turkish Banking Sector.

• “Linkle Tahsilat” is a practical collection method in both B2B and B2C transactions with a 3D secure infrastructure which secures the merchant from potential chargeback risks.

• The merchant only needs a mobile phone to receive payments and thus the merchant can avoid the costs and risks of POS device maintenance.

• The payment method can be used in face to face transactions along with distant sales.

• “Linkle Tahsilat” enables merchants to receive payments with 9 different card schemes including Visa, MasterCard, Amex, MIR, UnionPay, JCB, Discover, Diners Club and Alternative Payments Methods including Alipay, Sofort, iDEAL, EPS, giropay, Bancontact.

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