About
The Amazon of financial services for SMEs
Innovation presentation
STEP 4 business is the first fully-fledged digital marketplace of financial services designed for SMEs, using state-of-the-art technologies and integrating via APIs the best fintech digital solutions.
The platform leverages PSD2, open banking and IT innovation in order to disrupt the SMEs financial services market through a one-stop-shop entirely dedicated to small and medium enterprises that can find in the STEP platform some core financial products and services such as:
- account aggregation
- digital CFO based on predictive analytics
- e-invoices tool integration
- instant lending
- invoice discounting
- FX/international payments
- merchant acquiring
The STEP management team has got a robust international experience in financial services and is already working in a global scale-up.
Uniqueness of the project
- STEP aims to be the first global fully-fledged marketplace of financial products and services entirely dedicated to Small and Medium Enterprises
- STEP leverages the most innovative and advanced technologies such as open banking, predictive analytics, Big Data, Machine Learning, API integration etc.
- STEP management team is natively global, and will deliver a full speed international scale-up (three countries live within 1 year after launch)
- STEP business model, efficient and with low fixed transactional costs, will reach break even in year 3 via cross selling of third party products into the SMEs customer base and a proactive digital sales strategy
